Swift Outdoors

Arranging Travel Insurance

Everybody has their own idea of their perfect holiday. From relaxing on sunkissed beaches, exploring cities steeped in history or racing down the side of a mountain on a snowboard.

When arranging the details of your holiday, it is advisable to ensure that you have little plans in place in case of accident or incident. Every year thousands of tourists have their possessions stolen or are injured abroad each year, and many of them do not have sufficient cover and end up out of pocket at the end of their holiday.

Travel insurance is especially important if you’re looking to participate in extreme or winter sports, and whilst many companies will offer some form of protection as part of their package deals, it’s always worth giving yourself that extra peace of mind by taking out some winter sports cover. Travel insurance policies vary depending on your destination and choice of activities, and it’s always best to double [...]

Annual Travel Insurance ? Could you Save Money?

Did you know you could be spending much more on your travel insurance policy than is really necessary? On average buying a single trip policy from a supermarket or similar for a couple with no health problems to a European destination can set you back by £34 for that one trip. Spending just a little extra time and effort searching around can help you find premiums as low as £8-9 for a single trip for 2 people. Of course you should be wary of the features a policy as cheap as this offers as you may find it lacks in some crucial areas. More often than not you will still have cover in all the basic areas you require.

An area where many constantly lose money is in the choosing of policy type. If you are aware you may travel more than once in a year, you could save money by opting for a multi-trip policy. As the name suggests, this will allow you to travel several times under the same policy [...]

Backpacking ? the Travel Insurance Debate

When planning a backpacking trip, travel insurance may be the last thing on your mind.

The result is that many backpackers leave the UK without such a policy in place despite carrying an average £600-worth of luggage, according to a survey carried out by one travel insurance company.

In the consumer society we live in it is quite usual for a backpacker’s luggage to contain mobile phones, digital cameras, laptops, mp3 player and other expensive items. The minimum value of the gadgets carried by the average backpacker currently stands at £200 – with many carrying far in excess of this amount.

Yet a third of travellers fail to take out any insurance policy, which means these items are uninsured against loss or theft.

Statistics appear to show that one in 10 tourists have found themselves the target of thieves whilst travelling abroad. Th [...]

Travel Insurance: Older Holidaymakers

Senior citizens are one of the most likely groups to holiday abroad, but it is also this group that can have the most difficulty in getting an affordable deal on travel insurance.

There are insurance companies that specialise in providing cover for the over 65’s, as well as a number of non-specialist policies available that cater for the older traveller.

However, some insurers no longer offer multi-trip annual travel insurance cover to older holiday makers, meaning that the older generation are often excluded from the cheapest travel insurance options available.

There are now a range of providers that offer cheap travel insurance for the older holidaymaker, however some customers still find themselves having to pay much higher premiums for the chance to go abroad due to the increased risks associated with their age group.

Because of the highe [...]

Travel Insurance: Think Pink!

An insurance company that has been recently launched was developed to cater for breast cancer sufferers – both male and female.

Many sufferers, even if they’ve been in remission for several years, find themselves turned down for travel insurance or find their premiums very high when searching for quotes.

The company was founded by a breast cancer survivor in order to cater for people with a history of breast cancer. The company works closely with breast cancer charities and insurance professionals with specialist knowledge of the disease.

The scheme specialises in offering travel insurance to those who have – or have had – breast cancer, including cover for cancellation because of medical reasons – these can include, but are not necessarily limited to, complications arising as a result of breast cancer.

According to breast cancer charities, t [...]